Lady using smartphone to make a mobile deposit

E-Banking Services

Online Banking: Easy, simple, secure.

F&M Bank's Online Banking is a convenient way of doing your banking 24 hours a day, 7 days a week in a safe, secure environment. You can use Online Banking anywhere in the world!

To get started, contact an F&M Bank team member today.
Go green with F&M e-statements! With e-statements, you’ll receive an email notice that your statement is available for your viewing through online banking. You may print it or save the file to your computer.

To sign up for e-statements, follow the steps below.
  • Log in to Online Banking.
  • Click on "Accounts" and select an account you would like to enroll in e-Statements from the dropdown menu.
  • Click on "Statements" in the tab menu under the account name.
  • On the right-hand side, under "Electronic Statement Delivery", click the "Electronic Only Statement Delivery" button.
  • Opt in to e-Statements for the specific account, or apply to all accounts.
To view a statement, follow the steps below.
  • Log in to Online Banking.
  • Click on the account you would like to access.
  • Click on "Statements" in the tab menu under the account name.
  • Chose the month and year for the Statement to Retrieve, and click on "View". A new tab will open in your internet browser that displays the statement. You can view, save, or print from there.

Your accounts are right at your fingertips with Online Banking from F&M Bank. Manage your day-to-day finances (24 hours a day, 7 days a week, 365 days a year) from the comfort of home, work, or anywhere you have internet access.

  • Get account information
  • View Statements
  • Search recent transactions
  • Transfer funds between accounts
  • Pay bills
  • Make loan payments
  • Issue stop payments

How to Enroll

  • Go to www.fmbank.biz
  • Click the “Login” button at the top right
    Consumers: Select “Enroll in Online Banking”.
    Businesses: Select “Enroll in Business Online Banking”
  • Read & agree to the disclosures.
  • Select the appropriate Enrollment Option.
  • Complete the enrollment form and submit.

Pay anyone, anywhere, anytime with free electronic Bill Pay. You determine when you want it to pay; you're in control of your balance. Save your postage stamps for holiday cards.

An F&M Bank Debit Card offers a safe and convenient method of making purchases with funds from your checking account. Use at MasterCard Merchants worldwide. ATM withdrawals are surcharge free at F&M Bank ATMs and any MoneyPass ATM


Farmers & Merchants Debit Card
F&M Bank brings to you a complete set of prepaid cards providing payment solutions at your fingertips. Prepaid cards are a safe & convenient way for gifting, travel and hundreds of other applications.
Automate your paycheck deposit into your personal account. You can also set up regular transfers between checking and savings.




Online Banking Convenience at your Fingertips

Experience the ease and security of managing your finances with F&M Bank's Online Banking. Available 24/7 from anywhere in the world, our Online Banking platform offers a variety of features designed to simplify your financial life. Whether you're paying bills, checking balances, or transferring funds, our user-friendly interface ensures a seamless banking experience.

e-Statements: Efficient and Eco-Friendly!

Switch to e-Statements for a more organized and environmentally friendly way to manage your account information. Receive your statements electronically, reducing paper waste and gaining faster access to your financial data. e-Statements offer a secure and convenient alternative to traditional paper statements.

Bill Pay: Simplified Payments

Our Bill Pay feature streamlines the process of managing your bills. Easily set up one-time or recurring payments, track your payment history, and stay on top of your finances. Bill Pay saves you time and hassle, making it simpler than ever to handle your expenses.

Enhanced Security and Support

At F&M Bank, we prioritize the security of your financial information. Our Online Banking platform is fully equipped with advanced security measures to protect your data nd transactions. Additionally, our dedicated team is always available to provide support and answer any questions you may have about using Online Banking.