At F&M Bank, we are proud to have assisted farming operations expand and grow their business over the years. Our goal is to continue to be a resource for new and existing ag producers grow and remain profitable in the future. We offer the following lending products to attain these goals:
Operating Lines of Credit available
- Short-term use
- Crop inputs
- Operating expenses
- Feeder livestock purchases
Livestock and Equipment Loans
- Structured financing for new and used farm equipment
- Financing available for breeding livestock
Real Estate Financing
- New construction for hog and cattle facilities
- Long term, fixed rate financing for the purchase/refinance of farm land
Government Program Options
- LIFT Loan Program: The Small Business Linked Investments Program will inject capital into small businesses and farms owned and operated by Iowa residents
- FSA Guarantees: Provides financing for agriculture operating, intermediate, and long term needs with interest rate reduction options available
- SBA Guarantees: Provides financing options for intermediate and long term needs
Beginning Farmer Loan Program (IADA): Provides loans to new farmers with attractive interest rates and terms