Explore our range of business deposit accounts designed to support your business's growth and treasury management needs. From checking accounts tailored for sole proprietors to robust treasury solutions, find the perfect fit for your business's day-to-day banking and savings requirements.
Business Bank Solutions
|
F&M Community Checking |
Business Checking |
Commercial Checking |
| Summary |
Non-profit organizations, churches, clubs, and other civic organizations |
For-profit businesses with low transaction volume |
For-profit and non-profit entities in need of Treasury Solutions |
| Minimum Opening Deposit |
$100 |
$100 |
$100 |
| Minimum Balance to avoid service charge |
N/A |
$400
|
N/A |
| Monthly Service Charge |
N/A |
$8*
|
Account Analysis |
| Interest Bearing |
N/A |
N/A |
N/A |
| Earnings Credit |
N/A |
N/A |
Variable** |
*Plus Iowa sales tax where applicable
** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.
|
Business Money Market |
Business Savings |
CDARS/ICS |
| Summary |
Earn interest on your excess funds |
Earn interest with low monthly balance requirements |
Safeguard large deposits with additional FDIC insurance. Manage your full relationship with one Financial Institution. |
| Minimum Opening Deposit |
$2,500 |
$100 |
N/A |
| Minimum Balance to avoid a service charge |
$1,000 |
$100 |
N/A |
| Monthly Service Charge |
$10* |
$5* |
N/A |
| Interest Bearing |
Variable**/Tiered |
Variable** |
Variable** |
| Earnings Credit |
N/A |
N/A |
N/A |
* Plus Iowa sales tax where applicable
** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.
Enhancing Your Business's Financial Health
To ensure the longevity and stability of your business, it's crucial to focus on financial health. By choosing the right banking solutions, you can streamline operations, reduce costs, and improve cash flow, setting a strong
foundation for future growth.
Leveraging Technology for Efficient Banking
Embrace the convenience and efficiency of digital banking tools. From e-statements to online account management, leveraging technology can save time and money, allowing you to focus on what you do best—running your business.
Building Towards Future Success
Planning for the future is vital in today's fast-paced business environment. Start building your business's future today by exploring tailored banking solutions that meet your unique needs. Contact us today to get started.
